An erotic story about a woman, the assistant of an art gallery, who gets involved in an impersonal affair with a man. She barely knows about his life, only about the sex games they play, so the relationship begins to get complicated.

Terry works for a bank, and uses computers to communicate with clients all over the world. One day she gets a coded message from an unknown source. After decoding the message, Terry becomes embroiled in an espionage ring. People are killed, and Terry is chased. Throughout she remains in contact with this unknown person, who needs Terry to help save his life.

Martin Riggs and Roger Murtaugh, after escaping death from the previous movies are put on a hit list by The Triads. When blood thirsty mercenaries are on their tail they team up again with Leo Getz and Lorna Cole, a newcomer (Chris Rock) to finally put an end to the Triads for good.